<div>UPDATE 3-Australia's "Big Four" banks post second year of lower returns</div> <!-- no image --> <div>* NAB cash earnings down 10.6%, dividend cut (Adds Big Four performance, analyst comment)<div class="feedflare"> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=lclj1EmThHI:NxUtzUFjiSM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?d=yIl2AUoC8zA" border="0"></a> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=lclj1EmThHI:NxUtzUFjiSM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?i=lclj1EmThHI:NxUtzUFjiSM:V_sGLiPBpWU" border="0"></a> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=lclj1EmThHI:NxUtzUFjiSM:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?i=lclj1EmThHI:NxUtzUFjiSM:F7zBnMyn0Lo" border="0"></a> </div><img src="http://feeds.feedburner.com/~r/reuters/UKBankingFinancial/~4/lclj1EmThHI" height="1" width="1" alt=""></div> Posted by Reuters