First-time U.S. home buyers face supply struggle as rates fall <!-- no image --> <div>Mortgage rates are at a three-year low and housing price appreciation has cooled, but many Americans seeking to buy their first home are facing tough times.<div class="feedflare"> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=00ZuhUVpuXc:VRoz8t7ZAFM:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?d=yIl2AUoC8zA" border="0"></a> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=00ZuhUVpuXc:VRoz8t7ZAFM:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?i=00ZuhUVpuXc:VRoz8t7ZAFM:V_sGLiPBpWU" border="0"></a> <a href="http://feeds.reuters.com/~ff/reuters/UKBankingFinancial?a=00ZuhUVpuXc:VRoz8t7ZAFM:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/reuters/UKBankingFinancial?i=00ZuhUVpuXc:VRoz8t7ZAFM:F7zBnMyn0Lo" border="0"></a> </div><img src="http://feeds.feedburner.com/~r/reuters/UKBankingFinancial/~4/00ZuhUVpuXc" height="1" width="1" alt=""></div> Posted by Reuters